*I am so bitter right now…please excuse this rant. I apologize for how offensive I am about to be.*
We did our tax returns yesterday and we totally got screwed. We are getting back next to nothing and I simply can’t believe it. We were really counting on this tax return to help pay off/down a loan we took out to re-do the backyard and finish getting everything ready for Cayden.
I truly believed that our house was going to help us out and it didn’t. I am such a bitter homeowner right now it’s unreal. I would go back to renting our townhouse in a second. We paid over $12,000 in interest on our mortgage this year and it got us a $600 rebate. What a joke! Not only that but the house is worth $40,000 *less* than what we paid for it 15 months ago. I used to have second thoughts about buying the house and now…now I regret it just about every day.
I feel like there is no incentive in this country for working hard. I feel like I am being punished for being a married home owner with a good job. Maybe because I am a married home owner with a good job I don’t deserve any special treatment from the government? I don’t know. I just know how I feel and right now I feel robbed.
In the end it comes down to this…we made too much money this year. But it doesn’t *feel* like we made a lot of money. We don’t spend extravagantly or out of our means…it’s just really expensive to live in AZ. It’s expensive to live anywhere.
Once again, I feel like I felt after the Super Bowl…completely deflated…like someone just let all my air out. It’s beyond disappointing.
I told Chad yesterday that we should just quit our jobs, have like 6 kids and live off of welfare, WIC and food stamps and wait for our 10k tax return every year. That sounds so much easier that busting my ass everyday at a job I only kind of like. Yes. I am *that* bitter.
Oh yeah…here’s the icing on the cake. Our 401K lost 38.9% of its value over the past 12 months. Not only is my house worth nothing, but now I never get to retire! Once again…what’s the point of even trying?
Note to self: remain thankful that we don’t owe. I have to say it over and over again, because I’ll lose my flipping mind if I don’t.
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1 comment:
Aw, Missy... I'm really sorry! I definitely don't know what it's like to lose money over a house, but I know in 2007 we STRUGGLED, I mean, dug for quarters in the couch just to buy grociers-type struggled... AND then ended up owing close 1000 in taxes. Luckily for us, we had certain amounts of money taken out of each paycheck... and we ended up only having to 109 our of pocket. But man... it's tough. I'm really sorry... I know you were really hoping to have everything DONE.
Love you.
Oh yeah... I agree about the quitting your job and going on WIC and having tons of kids. That's the way people do it down here....
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